The region of Latin America is growing by leaps and bounds. Proactive policies on the part of the countries themselves have become instrumental in attracting foreigners, and their capital, to the region. More than 1,000,000 North Americans reside in Mexico part or full time, 40,000 Americans have homes in Costa Rica, and 20,000 call Panama home part or all of the year. Each country in the region has its own attractions and incentives that draw tourists and permanent residents alike, and they are all competing to provide excellent retirement packages.

Latin America is in the middle of a successful transformation with real GDP increasing at a rate of over 5% per annum. Growth in conjunction with improving economies and regional stability drives the improvement of infrastructure, economic situation, and position in the global marketplace. These make the region more economically viable, while at the same time improving quality of life, safety, and marketability of the countries therein.

But perhaps the most important reasons retirees are looking at Latin America are the “soft” factors like proximity to the U.S., Canada, family, and friends. Flying north to south limits the time zones crossed to two or three, making travel and communications back home simple and easy. Safety, stability, and services are important baselines, but convenience is perhaps just as, or more important in the end for consumer satisfaction.


Ernst & Young produced a study that predicted 60% of U.S. retirees would need to cut back on spending in retirement or face the prospects of outliving their nest eggs. What would you cut back: food, medicine, heat? Imagine living your life every day wondering if you were going to outlive your funds. It’s a scary proposition.

In addition, the U.S. Commerce Department reports that North Americans are now saving almost nothing. Although the recent economic shocks are changing that trend, for many planning for retirement, there is simply not enough time to accumulate what was not saved or lost in the markets.

Even today, almost half of those nearing retirement (48%) expect to count on Social Security during retirement and 15% expect to rely on it for most or all of their retirement needs. This is a dire situation for many. Where can they do that and have a high quality of life in North America? The ability to enjoy the kind of life that they’ve always dreamed of is simply not feasible in the United States on the limited funds and Social Security payments they possess.

More retirees will look elsewhere, many to Latin America, for ways to cut costs in retirement. Wonderfully, they will also discover that they can enjoy a higher quality of life on a budget that they can afford.


Latin America offers exceptional and diverse climates with a high quality of life at an affordable price. Our company, ECI Development, is already serving this market and is right now positioned to capture an even larger segment as it grows and expands. Take a moment to breathe deeply, close your eyes, and picture yourself standing in a shady, luxurious retreat on an island in the Caribbean, your balcony overlooking azure waters, a brilliant white-sand beach just beyond your doorstep. Your dream residence (and lifestyle) at a fraction of the cost. All a few hours flight-time from the U.S.

Right now, there is a huge trend of relocation and international home ownership – real estate overseas appeals to young professionals, early investors, and individuals looking for a high-quality vacation, retirement, or second home in exotic and fascinating locations. Investment in international real estate is a wise and prudent decision for various reasons.

The top 3 advantages are described below. There is a pattern to the reasoning, and you’ll note these advantages all revolve around a simple truth; foreign real estate means greater opportunity. Opportunity to expand lifestyle options, opportunity to increase asset protection, and opportunity to obtain a more diversified portfolio.

Those who get into the market early enough and ask the 15 Critical “Must Ask” Questions will find international real estate to be a rewarding investment in many ways.


• Own a part-time residence, second, or vacation home in paradise.


• Get to know an unfamiliar culture, language, and cuisine

• Get your foot in the door for the process of foreign residency


• Experience the security of a hard asset

• Store your wealth privately and safeguard your net worth


• Need not disclose the property to the IRS as a foreign financial asset if the home is in your own name and you aren’t renting it out

• Stay in the driver’s seat by selling, renting, or developing at your leisure

• Control a large asset with a small investment

• Utilize real estate as an inflation hedge.

Real estate retains an intrinsic value independent of any paper currency’s fluctuations


• Structure your portfolio with true investment diversity in mind

• Achieve and benefit from diverse currencies in your portfolio – especially appreciating currencies

• Take advantage of international asset protection

• Create and maintain generational wealth

• ROI can take the form of capital appreciation or rental return

Today there are huge opportunities in the international real estate market. Refer back to the, and you will note that these range from up-and-coming, high-growth opportunities in emerging markets to high cash-flow opportunities in more developed, mature markets. Both options represent a strong return on investment, especially for finite beachfront property. The opportunities are dramatic and timely. We don’t often get the chance to spot the trend this early with vehicles in place to ride the wave. Seize the moment. You’ll be glad you did.